Mortgage Refinance

Discover how refinancing your mortgage with Citylight Financial can help you save. We'll consider your loan goals and help you make an informed decision about refinancing. Check our other resources for more information or head over to our free quote page to hear from lenders across the nation.

Refinance Basics

Every homeowner has a unique situation. That's why it's important to understand the basics of refinancing and to ensure you get the best mortgage refinance loan available. Learn more about the fundamentals of mortgage refinancing...

Adjustable Refinance Loans

Adjustable rate mortgages are very popular in areas with high average house prices. Choose between a 3 year, 5 year, or 7 year adjustable rate loan to help you lower your monthly mortgage payment. You could save more than a conventional fixed-rate loan.

Refinance by State

Whether you live on the historic shores of the east coast, the great plains, or the foothills of the Rockies, there has never been a better time to be a homeowner. With low interest rates and the availability of online mortgage loan resources, you can now make an informed decision when it comes time to choose the best lender for refinancing.

Rates as of Thursday, Jul 24, 2008

Institution Rate % APR
Indymac 6.375 6.412
E-Loan 6.375 6.651
Wells Fargo 6.375 6.668
Citibank 6.375 6.506
E*Trade 6.375 6.609
Greenlight Financial 6.375 6.609

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: