This page helps you understand the privacy policies of the website you’re visiting.

We realize that you are concerned about your privacy and the security of your personal information. It's our policy to respect your privacy, and to protect the information you input on our site.

This privacy statement is intended to disclose the privacy practices for our website. The information contained in this privacy policy may change at any time without notice. Please return to the site periodically for updates.

We use your IP address to help diagnose problems with our server, and to administer our web site. Your IP address is used to gather broad demographic information.

Our site's loan application form requires users to give us contact information, unique identifiers, financial information, and demographic information. All of this information is collected solely for the purpose of processing your loan application.

Citylight Financial is committed to data security and protecting your personal information. You should feel most comfortable using our blog after having read this notice. It explains our information practices. By using this Citylight Financial, you are accepting the practices described in this Privacy Notice.

At Citylight Financial what type of information do you collect?

Citylight Financial collects personal information: phone number, name, email address, etc as well as non-personal information, meaning the number of visitors logging onto Citylight Financial.com, the pages they viewed, etc

How does Citylight Financial use my information?

Consumers: The information you submit using our free financial quote forms is used to:

• contact you regarding your financial quotes
• provide the financial quotes you’ve requested from participating financial service providers
• respond to your comments or information requests

How will Citylight Financial use my non-personal information?

Citylight Financial collects information on how our site is used, including total number of visitors, most visited sections, peak traffic times, etc.. As is standard practive our server also logs information like your browser type, operating system, the pages you visited on Citylight Financial, etc. We do this so we can analyze how Citylight Financial is used. We feel its important to continue to improve our content, and customize our layouts to meet the demands of our visitors

Does Citylight Financial share my personal information?

When you request a free quote, by filling out the quote form, lenders and brokers are given your information in an effort to provide you with a response to your request.

Our lenders and brokers use the information you’ve submitted for one purpose: to offer you a more accurate mortgage service quote.

Once I’ve requested a quote from Citylight Financial, who will be contacting me?

Representatives from the providers who can contact you to provide you with mortgage quote.

Will you use my information for a promotion?

Citylight Financial does not typically offer contents are sweepstakes, or send out mass emails. If we do choose to do so, offer promotions to our visitors who have requested to participate. In this event, to enter, you might be asked to supply personal information to participate.

What about spam?

Citylight Financial.com abides by the anti-spam regulations set forth by the CAN-SPAM Act of 2003. To remain compliant and to protect visitors to Citylight Financial.com, we adhere to the following statements:

• Citylight Financial.com only sends email to those of our visitors who have “opted in” to receive these communications. Individuals “opt in” to our email communications by voluntarily providing us with their email address and submitting a form that acknowledges their agreement with our terms of use and privacy policies
• Occasionally Citylight Financial.com will partner with a third party email server to provide relevant email advertisements to consumers we feel would like to receive these offers. Regarding Citylight Financial’s use of third party email servers:
• We select all third party email servers based on their compliance with CAN-SPAM to ensure that our advertisements are not sent or received as spam.
• If we detect abuse of our anti-spam policies or those rules regulated by the federal government, Citylight Financial.com will immediately terminate the relationship with the offending third party email server.
• To “opt-out” of (stop receiving) these advertisements sent via a third party email service, follow the “opt-out” or “unsubscribe” instructions that appear in the body of the email. These instructions typically appear as links. By successfully “opting out” you will no longer receive emails from this particular third party email service. Each individual third party email service requires you to opt out from their communications separately if you wish to stop receiving their emails and offers.
• If you have successfully completed the “opt out” instructions but are still receiving unwanted emails from a third party service, please notify us immediately.

What does framing mean?

“Framing” describes the way web pages are presented. When Citylight Financial presents a “framed” page, you’ll be seeing Citylight Financial.com branding displays (scrolls, banners, etc.) alongside branding displays from non-affiliated third parties Citylight Financial has partnered with. Citylight Financial uses framing in order to offer you additional products and services. You should read the privacy policy of any framed page carefully, as that site’s policy may differ from ours.

How will Citylight Financial protect my information while it’s passing over the Internet?

Citylight Financial protects your information with a process known as SSL. This means that whenever you enter a quote request, your personal information will be encrypted as it’s traveling between your computer and our servers.

Does Citylight Financial collect personal information from children/minors under 13 years of age?

Citylight Financial.com neither knowingly solicits data from minor children nor knowingly markets its services to minor children.

Policy Changes and Updates

Citylight Financial reserves the right to change this policy at any time. Our privacy policy will be kept up-to-date and clearly posted on our Web site at all times. Copyright 2007 Citylight Financial