Loan Products

At City Light Financial, our loans are easier to qualify for and our interest rates are competitive.
We look at your personal situation and custom-design a loan that works for you.

You can lower the total amount you pay out each month, you can even arrange to have extra cash. Here's what you can get with a City Light Financial home loan:

Fixed Rate Loans

● 15 Year Fixed
● 20 Year Fixed
● 30 Year Fixed
● 40 Year Fixed
● 50 Year Fixed

Adjustable Rate Loans

Adjustable rate mortgages are very popular in areas with high average house prices. Choose between a 3 year, 5 year, or 7 year adjustable rate loan to help you lower your monthly mortgage payment. You could save more than a conventional fixed-rate loan.

● 3 Year Adjustable Rate Mortgage
● 5 Year Adjustable Rate Mortgage
● 5 Year ARM
● 7 Year Adjustable Rate Mortgage
● 7 Year ARM
● 10 Year ARM

Get the Loan that Works for You

● Consolidate your high-interest debt
   Consolidate high interest debt such as credit cards. Your    overall monthly payments will be
   reduced and may even be tax deductible.

● Get extra cash
    Refinancing can give you extra cash for the things you've always wanted to do.    Like taking
    that long-deserved vacation, or paying for a college education. It's your choice.

● Home Improvement Loans
   Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.

● You'll get your money fast
   We close loans in as little as 7 - 10 days.

● 24 hour preliminary approval
   You'll know if you qualify in as little as one day.

● Take a 30-day break from payments
   Your first payment is usually not due for 30 days or more.

Put lenders to work competing to give you the lowest rate. Receive a no obligation quote.