Loan Products

At City Light Financial, our loans are easier to qualify for and our interest rates are competitive. We look at your personal situation and custom-design a loan that works for you.

You can lower the total amount you pay out each month, you can even arrange to have extra cash. Here's what you can get with a City Light Financial home loan:

Fixed Rate Loans

Adjustable Rate Loans

Adjustable rate mortgages are very popular in areas with high average house prices. Choose between a 3 year, 5 year, or 7 year adjustable rate loan to help you lower your monthly mortgage payment. You could save more than a conventional fixed-rate loan.

Get the Loan that Works for You

Consolidate your high-interest debt Consolidate high interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.
Get extra cash Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.
Home Improvement Loans Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
You'll get your money fast We close loans in as little as 7 - 10 days.
24 hour preliminary approval You'll know if you qualify in as little as one day.
Take a 30-day break from payments Your first payment is usually not due for 30 days or more.

Put lenders to work competing to give you the lowest rate. Receive a no obligation quote.

Mortgage Refinance

Discover how refinancing your mortgage with Citylight Financial can help you save. We'll consider your loan goals and help you make an informed decision about refinancing. Check our other resources for more information or head over to our free quote page to hear from lenders across the nation.

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: