Home Mortgage

Buying a home will be the most expensive purchase you ever make. That's why Citylight Financial is here to help you understand the basics of mortgages and to ensure you make the right choice. Learn which option is right for you with these resources.

Mortgage Basics

It really isn’t as difficult as it looks - millions of people manage to complete the mortgage process every year. But understanding the basics is just the beginning. Make sure you receive the best mortgage loan by being informed. Read more about mortgage basics...

Adjustable Rate Mortgage

Adjustable rate mortgages are very popular in areas with high average house prices. Choose between a 3 year, 5 year, or 7 year adjustable rate loan to help you lower your monthly mortgage payment. You could save more than a conventional fixed-rate loan.

First Time Homebuyers

Whether you live on the historic shores of the east coast, the great plains, or the foothills of the Rockies, there has never been a better time to be a homeowner. With low interest rates and the availability of online mortgage loan resources, you can now make an informed decision when it comes time to choose the best mortgage lender.

Rates as of Thursday, Jul 24, 2008

Institution Rate % APR
Indymac 6.375 6.412
E-Loan 6.375 6.651
Wells Fargo 6.375 6.668
Citibank 6.375 6.506
E*Trade 6.375 6.609
Greenlight Financial 6.375 6.609

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: