Home Equity Loans

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages.

Home Equity Loan Basics

One of the most important considerations for any homeowner is to understand how to build equity in your home. Simply put, equity is the difference between the balance of your mortgage obligations and the value of your property. When the value of your property increases and you reduce your debt by making mortgage payments, your home equity increases...

Home Equity Line of Credit

A home equity line of credit, often referred to as HELOC, is a loan that offers you an amount of cash within a specific period of time and uses your home equity as collateral. The loan usually has a low rate of interest and includes tax benefits that are not available with other loans...

Home Equity Loans by State

There has never been a better time to be a homeowner. Whether you live in a coastal state, the great plains of the Midwest, or the foothills of the Rockies, taking advantage of a home equity loan can put money in your pocket. Online mortgage resources make it easy to stay informed and to choose the best lender for your mortgage.

Rates as of Friday, July 25, 2008

Institution Rate % APR
eloan 5.875 5.911
indymac 5.875 6.033
wellsfargo 5.875 6.051

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: