Frequently Asked Questions

General Questions

● Is there a cost to apply?
● How do I find out what my interest rate will be?
● Is interest tax deductible?
● How do I know if City Light Financial will save me money?
● How does the loan process work?
● Who should I contact once my loan is in process?
● Who do I contact for general information and questions on using City Light Financial's services?

Corporate Information

● Who is Citylight Financial?

Security & Privacy

● How do I know that my personal information is secure?

Citylight Financial

● Why would I refinance my current mortgage?
● How much can I borrow?
● How much will my monthly payments be?
● In what states does City Light Financial do business?
● What is the difference between a closed-end loan and a revolving line of credit?

Home Equity Loans

● Why would I take out a Home Equity Loan?
● How much equity do I have?
● What property types are eligible?