Our Company
City Light Financial is a full service mortgage company based
in the Pacific Northwest, committed to providing the best possible service to
all our customers.
To accomplish this goal, we maintain close ties to many different lenders and
hundreds of different home loan, mortgage loan, home equity loan and refinancing
programs. Our loan application process gives you competitive quotes from several
lenders to make sure you are getting the best rate and product available.
As a full service mortgage company, we offer homebuyers a number of advantages
over shopping for a home loan, mortgage loan or refinancing directly with your
local bank.
Expertise: Every day we work with lenders to find home loans for people just
like you. We have the expertise to guide you through this complex process and
provide you with intelligent advice regarding the type of home loan, mortgage
loan or refinancing that best suits your needs.
Experience: Because we've helped a wide range of borrowers secure home loans,
home mortgages and refinancing from a variety of lenders, we're familiar with
all types of borrowing situations. We have the experience to deal with your home
loan needs - no matter how unique you might feel they are.
Guidance: Our lending partners will spend time helping you to gather and
organize the appropriate documents you'll need to complete your loan. Once
you're in our hands, you can rest assured that we will do everything possible to
provide you with the home loan, home mortgage, home equity loan or refinancing
at the lowest rate and best possible terms available.
Appy today and save.
Mortgage Options
Selecting the right mortgage is essential to the home
buying process - That's why
we think it's so important
that you understand your options. Citylight Financial
will help you examine those options and find the one
that's right for you. Whether
you're buying your first
house, or you're a homeowner we offer mortgage
loans to
fit your financial needs.
30-Year Fixed-Rate Mortgage
You get the security of a stable interest rate that won't
change for the life of your
loan. It's perfect if you plan
to live in your home for many years.
Interest Only Mortgage
For the first 3 to 10 years, the interest rate and
payment stay the same and you
pay just the interest
each month. Use the savings for other immediate needs.
5/1 Adjustable-Rate Mortgage
You get a typically lower monthly payment thanks to a
fixed rate for the first five
years, then an adjustable
rate each year after that. It's ideal for homebuyers who
plan to refinance or move in a few years.
FHA Mortgage
The United States government offers loans through the
Federal Housing
Administration (FHA) allowing borrowers
without traditional credit histories or
income to qualify
for a home loan at a competitive rate. We offer FHA
loans with
fixed and fixed-period adjustable rate options
for purchase and refinance
transactions. FHA loans can
have great benefits, Ideal for first time homebuyers.
Citylight Financial
Offers a wide variety of product options to meet your
home buying or refinancing
needs. Our home mortgage
consultants can help you find the right combination of
loan features to support your financial goals.
Contact us to get started or Prequalify online today!
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