Debt Consolidation

While debt consolidation can be a difficult option, in the long run it is one of the best methods of bringing your debt under control. Citylight Financial provides you with a solution and can help you recover from overwhelming debt. Read more on one of our information pages or get quotes from lenders nationwide.

Debt Consolidation Basics

Debt consolidation has helped many people grab a lifeline to recover from overwhelming debt. Consolidating debt essentially allows you to take out a single loan to pay off your other debts. Learn how to simplify your debt and make loan payment easier.

Lock In Low Consolidation Rates

Refinancing your debt can give you the chance to lock in low consolidation rates. It can be done directly with a private company or bank. Discover how you can still lock in current low rates...

Private Loan Consolidation

A consolidated loan allows you to reduce your monthly payment while increasing the term of the loan. Instead of making several large payments to your lenders, make one simple, affordable payment. Read more about how to better manage your budget.

Rates as of Sunday, Sep 07, 2008

Institution Rate % APR
Indymac 6.375 6.412
E-Loan 6.375 6.651
Wells Fargo 6.375 6.668
Citibank 6.375 6.506
E*Trade 6.375 6.609
Greenlight Financial 6.375 6.609

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: