Home Inspections

What’s at the top of your list of priorities when you buy a house? Price? Location? Size? Well, something that really belongs up at the top is peace of mind. When you get a home inspection on a property that’s exactly what you’re buying.

Continue Reading
Basic Form
  1. Social Security number not required to complete the form.

A home inspection is, as one analogy puts it, the equivalent of a physical from a doctor. A home inspector will survey the property and give you an objective report on what home improvements need to be done, as well as what they expect will need to be done in the future. They basically tell you all about the general health of the building.

So why should you spend money on a home inspection? Well, there are several good reasons. Primarily, you will reduce your risk. Since a new roof can cost anything up to $35,000, an inspection could save you from investing all of your money into a property that will later require major repairs.

Secondarily, even if the inspection doesn’t catch any major problems you will be left with peace of mind, knowing that you should not expect to face any major repairs for at least a few years. Considering the fact that a home will be the largest single purchase you will make in your lifetime, peace of mind is not something to be dismissed.

Finally, some home inspections provide a short-term warranty as part of the service. If the home inspector misses a problem with the structure of the property or its systems you will be covered if something goes wrong in the early days.

Whichever way you look at it, a home inspection is an investment that you can’t afford not to make. 

Get a Quote

We maintain close ties to many different lenders and hundreds of different home loan programs to make sure you get the best rate and product available.

Receive a no obligation quote from national lenders.

Rates as of Sunday, October 12, 2008

Institution Rate % APR
eloan 5.875 5.911
indymac 5.875 6.033
wellsfargo 5.875 6.051

Mortgage Refinance

Discover how refinancing your mortgage with Citylight Financial can help you save. We'll consider your loan goals and help you make an informed decision about refinancing. Check our other resources for more information or head over to our free quote page to hear from lenders across the nation.

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: