Home Equity

Wondering what a line of credit’s rate will be - Our lines of credit are a variable rate that changes monthly based on the prime rate as published in The Wall Street Journal plus a margin.

Prefer a fixed rate equity loan - Our equity loans are offered with fixed interest rates for several different terms: 5 year term, 10 year, 15 year and 20 year.

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What is it going to cost me - Setting up your loan can cost as little as $0. We have a large variety of programs, some with low closing costs and fees, and some that are absolutely free. Contact us today to see if you qualify for one of our no-cost home equity loans or lines of credit.

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Get a Quote

We maintain close ties to many different lenders and hundreds of different home loan programs to make sure you get the best rate and product available.

Receive a no obligation quote from national lenders.

Mortgage Refinance

Discover how refinancing your mortgage with Citylight Financial can help you save. We'll consider your loan goals and help you make an informed decision about refinancing. Check our other resources for more information or head over to our free quote page to hear from lenders across the nation.

Home Equity

Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...

Loan Programs

At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: