Your source for current mortgage rates, refinance loans and home equity loan rates!
Give Citylight Financial a call today, we can help
save you stress and money!
Your Lending Resource
Mortgage financing options are available to accommodate a variety of needs. We eliminate the challenge of matching the best product for the lowest rate.
Through educational resources, and access to a national network of brokers, City Light levels the playing field for new and existing home owners.
Rates as of Thursday, July 24, 2008
| Institution | Rate % | APR |
|---|---|---|
 |
5.875 | 5.911 |
 |
5.875 | 6.033 |
 |
5.875 | 6.051 |
Top Reasons to Refinance
There has never been a better time to be a homeowner. From continuing low interest rates to the new availability of online mortgage loan resources, homeowners have the upper hand and can make informed decisions when it comes time to choose the best lender for refinancing. In addition to more recognizable benefits like lower interest rates, there are a number of ways homeowners can now be rewarded for refinancing their home mortgage.
- Refinance to reduce your mortgage rate and monthly payment
- Consolidate credit card debt to lower your monthly payments
- Pay off your 1st and 2nd mortgages for a lower interest rate
- Pay off your 1st and 2nd mortgages so that you can access additional cash
- Pay off your mortgage and reduce your mortgage term from 30 to 15 years
Knowledge Base
With over 10 years in the mortgage industry, we realize that there are many different scenarios when purchasing or financing a home. Let us guide you through the sometimes confusing mortgage finance process. There are many options of financing that can accommodate everyone from the first time home buyer to the most experienced home buyer.
Citylight Exclusives
- Zero Cost Mortgage Refinancing
- Should I Refinance Now?
- Stated Income
- No Tax Return Loans
- Prepayment Penalty
- No Points Mortgage Refinance
- No Income Verification Loans
- No Doc Home Loans
- No Application Fees or Pre-Payment Penalties
- Lock in Low Consolidation Rates
- Loans after a Foreclosure
- Considering an Interest-Only Loan?
- California Super Jumbo Loans
- California Refinance
- California Jumbo Loan
- 80/20 Option
- Yield Spread Premium
- When Should I Pay Points?
- Mortgage Insurance Explained
- Conforming vs Non-Conforming Loans
- VA Refinancing
- Mortgage Refinancing Basics
- Online Mortgage Refinancing Tips
- Early Mortgage Payoff
- What is a Second Mortgage
- Preparing To Apply For a Home Equity Loan
- Mortgage Calculator
- Home Equity Tips
- Choosing a Mortgage Lender
Mortgage Refinance
Discover how refinancing your mortgage with Citylight Financial can help you save. We'll consider your loan goals and help you make an informed decision about refinancing. Check our other resources for more information or head over to our free quote page to hear from lenders across the nation.
Home Equity
Citylight Financial can help you cash-in on the value of your home and help you achieve your financial goals. Apply now, it's quick, safe, and easy! Make an informed decision by learning more about home equity loans on one of our resource pages...
Loan Programs
At City Light Financial our loans are easy to qualify for and include competitive rates. We look at your personal situation and custom-design a loan that works for you. You can lower the total amount you pay out each month or you can even arrange to have extra cash. Here's what you can get with a City Light Financial loan: